Krab-Neo

AI-Powered Lending Platform for Truckers

Get business loans in 60 minutes without traditional credit scores. Our ML algorithms analyze your trucking business to offer the best rates.

₹100Cr+
Loans Disbursed
5,000+
Happy Truckers
98%
Approval Rate

Quick Loan Calculator

Why Choose Krab-Neo?

Built specifically for truckers, powered by advanced AI to understand your business better than any bank

AI-Powered Credit Assessment

Our ML models analyze 200+ data points to create comprehensive credit profiles without traditional scores.

60-Minute Approval

Get instant loan approval through our neural networks that process applications in real-time.

10+ Banking Partners

Compare offers from multiple banks and NBFCs to get the best rates for your business.

Secure & Compliant

Bank-grade encryption and RBI-compliant processes ensure your data is always protected.

Flexible Loan Products

Working capital, vehicle finance, invoice discounting, and more - all tailored for truckers.

Smart EMI Management

AI predicts your cash flows and suggests optimal EMI schedules to maintain healthy finances.

Loan Products for Every Need

Working Capital Loan

Amount:₹50K - ₹50L
Tenure:3-24 months
Interest:From 12% p.a.

Vehicle Finance

Amount:Up to 90% value
Tenure:Up to 5 years
Interest:From 11% p.a.

Invoice Discounting

Amount:Up to 80% value
Tenure:Same day
Interest:From 1.5% per month

Emergency Credit

Amount:Up to ₹2L
Tenure:Flexible
Interest:From 15% p.a.

Get Your Loan in 3 Simple Steps

1

Share Business Data

Connect your GST, bank statements, and vehicle details securely

2

AI Analysis

Our ML models analyze 200+ data points in 60 minutes

3

Get Money

Choose best offer and receive funds in your account

Powered by Trusted Integrations

Our AI-powered lending platform integrates with government portals and financial institutions to verify your data instantly and provide accurate credit assessment

Banking Partners

HDFC, ICICI, Axis, IDFC

Credit Bureaus

CIBIL, Experian, CRIF

GST Portal

Direct GSTN integration

E-Way Bill

NIC e-Way Bill system

Parivahan

Vehicle verification

UIDAI

Aadhaar verification

PAN Verification

NSDL e-Gov

MCA Portal

Company verification

Works Seamlessly with Krab Ecosystem

Krab-Neo + TMS

Your TMS data automatically qualifies you for better loan terms. Fleet performance, trip history, and revenue data help secure lower interest rates.

Learn about TMS →

Krab-Neo + Biltybook

Your Biltybook records strengthen your loan application. Track EMIs, manage repayments, and maintain perfect credit history for future loans.

Learn about Biltybook →

What Truckers Say

Rajesh Kumar
Fleet Owner, Delhi

"Got ₹15 lakhs in just 2 hours! No bank visits, no paperwork hassle. Krab-Neo understood my business better than any bank."

Priya Sharma
Transport Company, Mumbai

"The AI truly works! It gave me better rates than my relationship bank. Now I use Krab-Neo for all my working capital needs."

Amit Patel
Single Truck Owner, Gujarat

"Banks rejected me for no CIBIL score. Krab-Neo approved ₹5 lakhs instantly. This platform is a game-changer for small truckers."

Ready to Get Your Business Loan?

Join 5,000+ truckers who've already accessed ₹100Cr+ in loans