About Krab
Our Story
Krab was born from a simple observation: millions of hardworking truckers and trucking companies struggle to access formal credit despite running profitable businesses. Traditional banks often reject their loan applications due to lack of formal credit scores, even though these businesses have strong cash flows and proven track records.
Founded in 2019, we set out to bridge this gap by leveraging cutting-edge AI and machine learning technology. Our team of AI researchers, fintech experts, data scientists, and trucking industry veterans came together to create a revolutionary platform powered by next-generation ML algorithms. Our proprietary AI models analyze complex business patterns that traditional credit scoring systems miss, creating comprehensive credit profiles through advanced neural networks and predictive analytics.
Today, Krab's AI-powered platform has helped thousands of truckers access over ₹500 crores in business loans, with our machine learning models continuously improving to serve India's logistics backbone better.
Our Mission
To democratize access to formal credit for every trucker and trucking company in India through AI-powered financial solutions. Our advanced machine learning algorithms recognize true business potential beyond traditional metrics.
Our Vision
To become India's leading AI-driven financial services platform for the trucking industry, using machine learning and artificial intelligence to transform how logistics businesses access credit and manage operations.
Why We Focus on Truckers
The Problem
- • 70% of truckers operate without formal credit access
- • Rely on expensive informal lending (24-36% annual interest)
- • Banks don't understand trucking business models
- • Lack of digital financial records
- • Complex paperwork requirements
Our AI-Powered Solution
- • ML-driven data collection from 50+ sources
- • Deep learning credit assessment in 60 minutes
- • AI-optimized rate matching with 10+ partners
- • Fully automated digital KYC using computer vision
- • AI-powered business intelligence suite
Our Values
Trust & Transparency
We believe in complete transparency in our lending process. No hidden charges, no fine print - just honest, straightforward financial services.
Speed & Efficiency
Time is money in trucking. Our 60-minute approval process ensures you never miss a business opportunity due to lack of funds.
AI-Enhanced Security
Your data is protected by AI-powered security systems. We use bank-grade encryption, anomaly detection, and ML-based fraud prevention.
Financial Inclusion
Every trucker deserves access to formal credit. We're committed to serving businesses that traditional banks overlook.
Customer First
Built by truckers, for truckers. We understand your business because we've been in your shoes.
AI Innovation
Our AI research team continuously develops new ML models to make financial services smarter, faster, and more accessible.
Our Impact
₹100Cr+
Loans Disbursed
5,000+
Truckers Served
5+
Banking Partners
98%
Approval Rate
Ready to Transform Your Business?
Join thousands of truckers who've already discovered smarter financing.
Apply Now