How Krab's AI Platform Works
Advanced ML algorithms analyze your business and deliver loans in 3 simple steps!
AI-Powered 3-Step Process
1
Sign Up & AI Data Collection
Create your account in 2 minutes. Our AI securely aggregates data from multiple sources with your consent:
- ✓ GST Returns
- ✓ Bank Statements
- ✓ Vehicle RC
- ✓ Trip History
- ✓ FASTag Data
2
Deep Learning Analysis
Our proprietary neural networks analyze 200+ data points using advanced ML models:
- ✓ AI-generated credit score
- ✓ ML-optimized loan matching
- ✓ Predictive risk assessment
- ✓ Personalized rate optimization
- ✓ Real-time processing in 60 seconds
3
AI-Assisted Selection
Our AI recommends the best offer based on your business patterns:
- ✓ Compare all offers
- ✓ E-sign agreement
- ✓ Instant disbursement
- ✓ Money in 2 hours
- ✓ Start using funds
AI Makes the Difference
Traditional Bank Loan Process
❌
Visit Multiple Banks
Waste days visiting different bank branches
❌
Tons of Paperwork
Submit 20+ documents physically
❌
Credit Score Required
No loan without CIBIL score
❌
15-30 Days Wait
Long approval and disbursement time
Krab AI Process
✅
One Platform, Multiple Banks
Get offers from 5+ banks instantly
✅
100% Digital
Upload documents from your phone
✅
AI Credit Assessment
ML models analyze business patterns, not scores
✅
AI-Speed Processing
ML algorithms deliver 60-minute approvals
Our AI-Powered Data Analysis
Our ML Models Process 200+ Data Points:
📊 Business Performance
- • Monthly revenue trends
- • Number of trips completed
- • Route profitability
- • Customer payment history
🚛 Vehicle Data
- • Vehicle age and condition
- • Insurance status
- • Permit validity
- • FASTag transactions
💰 Financial Health
- • Bank transaction patterns
- • GST filing compliance
- • Expense management
- • Cash flow stability
📱 Digital Footprint
- • App usage patterns
- • Payment discipline
- • Business relationships
- • Growth indicators
Frequently Asked Questions
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